Are medical bills piling up because you are the victim of a collision that caused multiple serious injuries? Are you preparing to file an insurance claim to obtain money for your medical bills, but you are unsure about the amount of money you can get? Before filing an insurance claim, speak to a lawyer about the collision so they can assist with your compensation needs. Due to the stressful financial situation you are in while also recovering from serious injuries, you might make the mistake of accepting an offer that is not in your best interest. A vehicle accident lawyer can handle the insurance claim on your behalf and provide other services that will ensure you are paid a satisfactory amount of money.
Confirming the Liability of the Other Party
If the other party decides to contest the accident report and claim that you caused the collision, obtaining insurance money can be complicated. You will first have to prove that you are the victim and your injuries happened during the collision. If you hire a lawyer, they will handle everything so you can focus on recovering from your injuries. For example, they will discover how the other party caused the collision, such as whether speeding, failing to pay attention, or drunk driving was involved. The evidence found to confirm that the other party is liable will be obtained during the process of an investigation.
Speaking to the Insurance Company About Your Claim
A lawyer will speak to the other party's insurance provider about your financial needs. Although insurance companies are only liable for up to a certain amount of money when claims are filed, it is important to get the highest amount of compensation deserved. After the insurance company makes you an offer, a lawyer will negotiate a higher amount if the offer is not sufficient. They will give the insurance company evidence regarding your injuries and to prove that the other party caused the collision.
Taking Additional Legal Steps for Compensation
Even after obtaining money from the other party's insurance provider, you might need more money. In such a case, a lawyer can obtain the additional money by filing a personal injury lawsuit against the other party. For example, you can sue for your long-term medical needs, including medical equipment that you might need at home during the recovery process. You can also sue for your pain and suffering.